Retirement solutions

Helping plan sponsors offer retirement income solutions that matter.

  • Investment approach

    Investment approach

    We use our DB-thinking to create DC solutions by applying LDI/pension de-risking strategic thinking and approaches to DC plans. By applying a de-risking approach to retirement segments, we can provide the DC industry with institutional thinking that helps plan sponsors keep their participants’ retirement wealth funded while decumulating.

    Business Meeting
  • Retirement Income Solution

    Retirement Income Solution

    Our retirement income solution breaks retirement into manageable segments: Early retirement and Late Retirement. This approach aims to provide consistent income through retirement.

    • Early Retirement - First 20 years of retirement (~age 65-85)
    • Late Retirement - Retirement year 21 and beyond (~age 85+)
    Charts on a computer
LGIM America is excited to partner with plan sponsors and other intermediaries in helping find solutions to retirement income gaps for participants who seek consistent income throughout retirement.
Rob Capone, Head of Defined Contribution

Our retirement income solutions help plan sponsors provide their plan participants solutions that address real risks faced in an unknown time period, while allowing participants to remain in control of their assets.

We offer plan sponsors, recordkeepers and intermediaries easy-to use tools and resources needed to create a strategy for plan participants, including retirement calculators and models. Our tools are intended to help their plan participants better understand their outcomes and make better-informed decisions.

Benefits of partnering with us

  1. Institutional investment management designed to address real participant risks

  2. Divides the retirement unknown into two manageable segments

  3. Participants maintain control of assets

  4. Seeks to address most common retirement fears

  5. Aims to balance distributed income over lifetime

Meet our team

Rob Capone

Rob Capone

Head of Defined Contribution
Patrick Arey

Patrick Arey

Senior Investment Director
James Veneruso

James Veneruso, CFA, FRM, CAIA

Senior Defined Contribution Strategist

We’re here to help

Please reach out to learn more about LGIM America and our Retirement Income Solutions.

Additional information on registered individuals may be obtained at: