Terms and conditions
Important information and terms & conditions of use
This section governs use of the LGIMA website. Please read this carefully, as using this site will mean that you have accepted these conditions.
Legal & General Investment Management America, Inc. ("LGIM America" or "LGIMA") is registered with the U.S. Securities and Exchange Commission as an Investment Adviser and with the National Futures Association as a Commodity Trading Advisor. LGIMA is also registered in the Provinces of Ontario and Quebec, in Canada as a Portfolio Manager. Details regarding our respective registrations can be found at www.sec.gov, www.nfa.futures.org, and www.securities-administrators.ca.
LGIMA is incorporated under the laws of the State of Delaware in the United States.
Intended audience and use of information
This site is intended to be used by US institutional investors and consultants only. It is not intended to be used by individuals.
Site contents are for informational purposes only and do not constitute advice of any kind (including investment, tax or legal) or a recommendation to buy or sell any product or service or stock. The products, services and investment strategies referred to are available to organizations based in the United States and are not available to organizations in any jurisdiction where LGIMA is not registered or authorized to engage in any investment business or activity requiring registration or authorization.
If you choose to access information on this site, it is your responsibility to comply with the applicable local, national or international laws and any use of this site outside the United States is entirely at your own risk. You should seek advice on your position from your professional advisor.
Professional investment advice and investment risk
You should consult a professional advisor on your particular financial circumstances and you should not rely on the material on this site. Before making an investment, you should read the appropriate related literature (if applicable) or other terms and conditions as may be appropriate and raise any questions you have on this documentation with your professional advisor.
All investments involve a degree of risk. In particular note:
- Past performance is not a guarantee of future performance.
- In certain strategies, LGIMA might utilize commodity interests and derivative contracts which inherently present substantial risk of loss and a higher risk than other investments strategies. Investors should consider these risks with the understanding that the strategy may not be successful and work in all market conditions.
- Where the investment has exposure to overseas assets, changes in exchange rates between currencies may cause the value of the investment and the level of income to rise and fall.
- The value of investments and income from them may go down as well as up. These investment strategies are designed only for sophisticated investors who are able to bear the risk of partial or full capital loss.
Disclaimer and liability
Neither LGIMA nor any its affiliates, directors, officers, or employees will be liable for any loss or damage that results to you or a third party, including losses in income, profits, goodwill, and business interruption, whether in tort, contract, or otherwise, in connection with the site or with the use or inability to use, or any websites linked to the site or the material on such websites, including losses or damages due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, browsing, or downloading any material from the site or any websites linked to the site.
The information and opinions contained on this site are provided ‘as is’ without any warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law. You are responsible for evaluating the adequacy, accuracy, reliability, merchantability, non-infringement, completeness of any information or the content available on the site or fitness for any particular purpose with respect to the site or any of its content.
Changes to site content
LGIMA reserves the right in its absolute discretion at any time and without notice to remove, amend or vary any of the content which appears on any page of this site, including any terms and conditions. Any changes to these terms and conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised conditions.
LGIMA retains the title to all copyrights and other intellectual property rights in all material on this site.
All trade marks, service marks, company names or logos are the property of their respective holders and no permission is given by LGIMA in respect of the use of any such trade marks, service marks, company names and logos and such use may constitute an infringement of the holders’ rights.
You may store, manipulate, analyze, reformat, print and display the content of this page site solely for your own personal use. Any other use of materials on this site is strictly prohibited. In no event are permitted to publish, re-transmit, re-distribute or otherwise re-produce any of the content which appears on any page of this site in any format to anyone, and you are prohibited from using any such content in connection with any business or commercial enterprise. Any rights not expressly granted in these terms are reserved.
If any part of our terms and conditions is unenforceable (including any provisions in which we exclude our liability to you) the enforceability of any other part of the terms and conditions will not be affected.
Law and jurisdiction
These terms and conditions shall be governed by and construed in accordance with the laws of the State of Illinois and any dispute arising in respect of these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Illinois.